Tag Archives: Credit Score

What is the easiest way consolidate debt and finance a home?

derrick d asked: My credit score is not that good but I have a good paying job had to send family tons of money I live in a home now i rent with the buy option is there any company that will pay off my debts and finance my home that i have [...]

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Will transferring my credit debt to a 4th credit card hurt my FICO score?

rudder214 asked: Will transferring my credit debt to a 4th credit card hurt my FICO score? The APR is killing me on two of them.Monty

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What are the pros and cons of using debt relief agencies to get rid of debt? What does it do to your credit?

pham1skee asked: Those debt relief agencies that help you get rid of debt fast tell you to stop paying your bills and instead you pay them. They then use the money you send them to negotiate lower payoffs to your lenders. What are the pros and cons of doing this and how long will it [...]

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Is it safe to rely on Debt Settlement Program to free from one’s credit card debts? How about credit score?

Peace Lover asked: I recently heard on radio about a debt free program. They officially negotiate on your behalf with the credit card companies. What may be the Cons? Is it safe to rely on Debt Settlement Program to free from one’s credit card debts? How may it affect one’s credit score?Margery

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What is the best way to become debt free?

stephanie asked: I have looked and read all kinds of diffrent stuff. On debt reduction, debt consolidation,debt settlement. I know that I don’t want to file bankruptcy!! Im about 8,000 in debt with-all mostly being hospital bills. I am a mother who makes about 17,000 a year, and it takes about that much to survive. [...]

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