EMB asked: I am looking into a debt management plan. We tried a home equity loan but our credit has gone down to far for it. The one that I just applied for said they save on average $125 a month….that won’t cut it. Anyone have been success than that? I [...]
college girl asked: Is anyone trying to live debt free? I mean really trying. No using credit cards, paying off your house early, etc. I’m not doing it but maybe I should. Is it even possible?Tracey
James C asked: I still have 25years on Mortgage and could muster the cash to pay it off by combining all liquid assets and be debt free?Genevieve
Ryan asked: can anyone who wants to run a business start a debt management company?Lauren
Heathen asked: With the exception of a mortgage and car (you need a place to live and transportation to make money to stay debt free), how many people do you think live debt free? Within their means (managing their debt wisely)? What percentage are spending money like there’s no tomorrow (receiving assistance of [...]
Rayne R. asked: I am looking for possibly a consumer credit counseling or debt relief program. Have any of you used one? Who would you recommend?
Because of this, my credit rating is unbelievable low and taking on a new credit card or debt is not an option.Janie
p m asked: did the creditors settled? could u give me tips on how to settle with them without using a debt settlement company. approximately what is the percentage they are willing to settle?Willis
Moonlight177 asked: We are drowning in debt. So far we have managed to get our MINIMUM monthly payments out each month but we are getting no where. Would a debt management program be a good option for us? What exactly is it? Where do I find a reliable one to work [...]
HB asked: I have several old debts at least three years old that have been put into collections…haven’t been able to pay on any in years. Looking to pay off but cannot make very high monthly payments so the CCS seems like it wouldn’t work since I have SO many creditors to work with [...]
JP asked: Hi – I am considering entering into a short sale of my townhouse, but I was wondering if anyone can advise me on if whether or not the Mortgage Forgiveness Debt Relief Act 2007, applies to the difference between what I purchased the townhouse for in 2006 and what it will ultimately sell [...]