bloomin73 asked: Although they advertise free debt counseling, they are a company so they have to make profits but how do they do this? I teach high school business classes and would like a better understanding of how it works.Alisa
James C asked: I still have 25years on Mortgage and could muster the cash to pay it off by combining all liquid assets and be debt free?Genevieve
Moonlight177 asked: We are drowning in debt. So far we have managed to get our MINIMUM monthly payments out each month but we are getting no where. Would a debt management program be a good option for us? What exactly is it? Where do I find a reliable one to work [...]
HB asked: I have several old debts at least three years old that have been put into collections…haven’t been able to pay on any in years. Looking to pay off but cannot make very high monthly payments so the CCS seems like it wouldn’t work since I have SO many creditors to work with [...]
Josh A asked: the list is probably endless but just give me a few suggestions. no im not debt free just yet. got 3 more debts. 2 of them will be paid off before the month ends and the 3rd sometime next year.Les
zermenoj asked: I am looking to pay a debt relief company 15% of whatever I totally owe. Can I do this myself? Has anybody ever done it thyself and save $2300 I need help, am I making a mistake or doing the right thing. One way or another, I need to [...]
Q asked: The California mortgage forgiveness debt relief law is effective immediately. It is similar to federal law, but with important differences.
The California law covers qualified debt forgiven in 2007 and 2008, where as the federal law will soon cover debt forgiven thru 2012.Leona
LocalBoy asked: What is the process for debt settlement? I understand that when ur sent to collections ur able to settle the debt with them for a fraction of what u owe. But before that, will u get harrassed by all the calls from the bank about the missed payments? Can the [...]
seeker asked: I have credit card debt that I am considering using a Debt Management Company. Any thoughts?Melvin